Looking for a home in Oslo? Here’s why your credit score matters

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The Oslo housing market is competitive. Prices are high, and demand often outstrips supply. But here’s something not everyone knows: a strong credit score isn’t just a nice-to-have – it’s essential. Norwegian banks require a solid credit score (in Norwegian: “kreditvurdering”) before even considering a mortgage application. A good credit score can mean the difference between securing your dream home or losing out to another buyer. It can also impact the interest rate you’re offered, potentially saving you thousands over the life of a loan. So, if you’re serious about buying a home in Oslo, it’s time to understand why your credit score matters and what steps you can take to improve it.